Cars and Credit Master
Oct 13, 2020
Cars and Credit Master – Bad Credit, Low Credit, No Credit? We can help you!

Cars and Credit Master is the Top Rated Buy here Pay here dealership in Houston, Dallas, Fort Worth and surrounding areas like Richardson, Garland, Rockwall, Joshua, Burleson, Cleburne. We were established in 2010 serving the whole Dallas Fort Worth area with over 500 vehicles and continuously growing. Our company truly cares about our clients and their stories. We are proud to have one of the strongest in-house financing arrangements to help them get back on track with the help of our bilingual (English and Spanish) staff. 

The mission of our company is to listen to our customers and offer them reliable vehicles with the most affordable terms in the market and exclusive upgrade programs to match their styles. Our primary goal remains to provide superior customer service while supplying solutions for client’s auto requirements. We are serving clients who need a used car loan, whether you have good credit, bad credit or no credit or have been turned down with outrageous down payments. We can help you with our strong in-house financing opportunities and flexible terms with fixed rates.


Cars and Credit Master Solution

That is why Cars and Credit Master is providing you with superior customer service and satisfying every customer with the service they deserve, regardless of whether they have bad credit, no credit, or low credit. Our goal is to be a considerate and trustworthy business providing customers with an affordable and insured auto credit for their auto needs, not only in sales and financing but also in regular maintenance after-sales. 

Some used car dealerships may try to take advantage of consumers with bad or no credit. Cars and Credit Master team is dedicated to setting an example for other dealerships by offering a definite car buying experience and guaranteeing every customer is treated with respect and the great service they deserve.


What do we do?

We take great pride in our satisfied and repeat customers. We are also proud to be the best Buy Here Pay Here dealership with the highest customer retention rates in the DFW area. Thanks to our customers referring us to their relatives and friends, Cars and Credit Master is ever-growing and will continue to ensure affordable auto loans to bad credit, no credit, and good credit customers. 

With five locations and a robust inventory of more than 500 vehicles, we guarantee you will find a low mileage vehicle to fulfill your needs. We emphasize customer service, and one of our Credit Masters is always ready to work for you. We make it easy for you to get started with our fast and easy, secure online credit application.


Another happy customer from Cars and Credit Master!
Bad Credit, Low Credit, or No Credit? We can still help you.

What is a Buy Here Pay Here Car Dealership?

There are different types of auto financing options, and all have advantages, but Buy here, Pay Here is way simpler than others when you have bad or no credit. In-house financing eliminates third-party finance companies and extends a loan necessary to make your purchase by keeping the business interaction between buyer and seller.

If you have experience struggling with a low credit score, you likely can relate to how challenging it can be to secure financing for a vehicle. Many financial institutions, including banks and credit unions, will turn you down, and if you need a loan to afford a new or used car, you are seemingly out of options.

However, buy here pay here car dealerships offer a unique opportunity to those with poor credit by offering them a place where they can secure a bad credit car loan. At Cars and Credit Master, we go beyond that by offering quality and a broad selection of reliable vehicles with low mileage and free full vehicle history reports. When you are unable to meet stringent credit standards with banks and credit unions, Cars and Credit Master will help you to get the credit approval you need to purchase your next vehicle with its own buy here, pay here program.


About our Vehicles

Our greatest assets are satisfied customers. With this, we have made an outstanding investment in our inventory which now consists of newer pre-owned cars and trucks. They are hand-picked, inspected, serviced, and meticulously detailed by our expert service workers and ready to drive! Our inventory consists of CarFax Certified cars and all have clean titles. They come from estates, private owners, banks, leasing companies, and other dealers. Most of them are lease returns or trade-ins. Up to 4 years warranties are available.

  • Clean Title Vehicles
  • CARFAX Certified
  • Late Model Vehicles
  • AutoCheck Report
  • Inspection Report

Specialties

Cars & Credit Master is a licensed and bonded independent, premier used car dealer in the Houston, Dallas, and Fort Worth area offering quality, affordable, pre-owned vehicles at a competitive price with many finance options.

Cars and Credit Master is specialized in guaranteed auto credit approval, ensuring our customer’s great rates on reliable vehicles. With our convenient branches, we have been serving the entire Houston and DFW area for over a decade. Free full vehicle history reports, comprehensive vehicle inspection, and 1,000 miles warranty with extended warranty options are only a few of several customer-centered traits that set us apart from our competitors. Try us and you will see when you join the Cars and Credit Master family you will stay for life.


Why will you love Cars and Credit Master?

– Auto loans for all credit types
– Low Monthly Payments (Our Credit Masters’ job is to make sure your payments fit your budget)
– Fast and easy approval process – Know your down payment and monthly payments before you come to the dealership
– Over 500 Cars, Trucks, and SUVs in stock
– 3-month/36,000 Mile Limited Warranty included
– FREE AutoCheck® history reports
– Verified Google Reviews – 4.8 stars our of 5
– Comprehensive Reconditioning and Inspection
– Online payment options – Not your typical Buy Here Pay Here dealership Secure and confidential process


A happy family that purchased a vehicle from our company, Cars and Credit Master!

Buy With Confidence

With a search through our inventory, note that the complete history of every vehicle offered for sale is readily and easily accessible with a direct link to AutoCheck. Before each vehicle is offered for sale, it goes through a rigorous multipoint inspection and audit, so you can be confident in the quality of your purchase. We then add a boost to your assurance and comfort by offering a 3-year or 36,000-mile limited warranty.


One-Stop Auto Shop

You can’t go wrong with our one-stop auto shopping service. There is no third party financing service required as it is all handled in-house. With our low down payments and incredibly low monthly payments from our easy and ready credit approvals, we add limited 30-day worry-free driving, to bring the vehicle of your dreams within easy reach regardless of your credit history.


Cars And Credit Master Service Center

Schedule car maintenance or car repair right here at Cars and Credit Master. Our top-notch service staff and car mechanics can get your car, vans, or truck in and out quickly. We know the frustration being without your vehicle while it gets repaired. That’s why our staff excels in providing top-notch maintenance and repair and able to do it quickly.

Cars and Credit Master Services include;

  • General Automotive Repair
  • Preventive Car Maintenance
  • Air Conditioning and Heater Service
  • Cooling System and Radiator Repair
  • Synthetic Motor Oil Replacement
  • Oil Filter Replacement
  • Brake Repair
  • Engine Diagnostic
  • Belts, Hoses, Fluids

Cars and Credit Master is proud to serve our community in second chance financing by offering affordable terms and quality vehicles. Whether you have no credit or bad credit, we can help you find a car you desire.